Posts Tagged ‘Downsizing’

royalty-free-gamble-clipart-illustration-442188The Armenian Hostage Crisis (Part 3)

Some people take a vacation from their jobs. I took a vacation from my car problems.

Yes I was excited to visit a good friend who had just moved to Miami, a place I’d never explored before and was anxious to see.

But I was just as excited to get away from my Volvo XC90, which hadn’t been operational in 61 days. I also wasn’t going to miss “Papa”, the Armenian mechanic I trusted to install a new engine over two months ago. Today, he’s more like my captor than my mechanic.
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Part 2 here of our little crash course on D4D 1.0. It follows Part 1. D4D 2.0 is when I spring into action this winter. I’ll stick around afterwards to sign autographs.

images7. Presbyterian guilt?: I used to feel guilty if I spent significant time doing something I didn’t consider either directly or indirectly income producing. That’s why I gave up writing–I couldn’t justify it on the bottom line. And I still can’t, but I’ve learned to get over the guilt and enjoy the pleasure. Everybody has a creative side. If you don’t know yours you should find it, nurture it, and let it reward you.

8. Just Say Yes to Drugs: In the last two years I’ve been on a daily, albeit mild, dose of the ant-depressant Effexor and Ritalin, the latter because I’ve been told I have an attention deficit issue. Hard to say for sure, of course, but something is working. Either the life coach, or the plan to be credit-card free next year, or the new apartment, or the medication. But I can assure you my body chemistry is more stable than it’s been in years. And if the medication is to thank, or even just partially to thank, then I’m going to keep taking it.

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22a1f54886179f63b50d250da9bd3635The only good thing about turning 50 is apparently 50 years is how long it takes to figure out a few things. Either that or my recent revelations are the universe’s way of saying, “Hey, sorry about your libido, your hairline, your patience and your eyesight. Oh and sorry you fell through the cracks of the New Economy. In return we’d like to compensate you with the answers to some of life’s mysteries.”

Which is what I’ve been doing here on D4D for the last six months, working through a lot of crap. On the Internet, no less. Apparently I’ve lost all sense of pride as well as my youth. Anyway, speaking of the ubiquitous Internet, I’d like to thank you, the electronic voyeurs in my psychodrama of mid-life. Thanks for reading, responding, and liking.

But now it’s time for D4D 2.0. (Yes, I know that might sound ridiculous–a new version of the new day for an animal extinct for millions of years. But it’s my blog so put a cork in it!) Anyway, I’m hoping the tone and narrative shift away from the self-discovery and goal setting portion of the program. Because I feel that work’s largely done. That was a time for adjectives. This is a time for verbs.

Before we move on, I’ll take a moment to review (as you might surmise this is also the skeleton of what a D4D book proposal might look like.)

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(Here we are, Part 3 of “The Plan.” By now you’ve no doubt digested and scrutinized the first two parts, “Fear” and “Debt.” After this installment, which I call “ Savings,” next up will be “Income” and “Love.” Then I’ll meander into the day-to-day mechanics of implementation. It’s when you, the reader, will witness either a really grisly car accident or the making of a super hero. Or, more than likely, something very much in between.)

Savings

Phx HouseSo I have a couple hundred dollars in savings and an Individual Retirement Account (IRA) that will do me no good until I’m some ungodly old age. I have a few thousand dollars of available credit on a high-interest credit card and no chance of getting approved for more credit in the foreseeable future. I, like millions of other Americans, live paycheck-to-paycheck, hoping no calamity befalls me that requires anything more than a few hundred bucks to resolve.

And we all know unexpected crap hits the fan at will. I have a friend who recently had a sudden $50,000 dental issue for which she had no insurance. I have another friend who’s lost countless days at work due to an injury requiring two different surgeries. I have a third friend who quit her job to move back east for the better part of a year to put both her parents into a nursing home, pack up the family house, and put it on the market — all the while bringing in no income whatsoever, and having no savings to fall back on.
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anxiety art 3Three weeks ago I was told I had to move, for reasons way too convoluted to get into here. I will just say the timing is out of my control. This being the sixth time in five years that I’ve relocated, I decided I needed to make the next place somewhat permanent.

After looking at about 15 apartments and submitting four different applications, I was finally approved for an affordable and very cute one-bedroom in a good part of town — within walking distance of lots of cool stuff. It seemed to meet most of my requirements, so I was ecstatic. For those of you in “normal” cities, where finding a decent apartment at a good price in a good neighborhood isn’t akin to finding a cure for cancer, let me just say this: in Los Angeles sometimes it seems that curing cancer might be easier.

I was out of town when I got the news, so I had the weekend to think it over before signing the dotted line.
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eliminatin artI’m about to move to my seventh address in the last five years. I wish there were a sexy reason for it, like witness protection or tax evasion. Unfortunately, I’m afraid it’s just straight up instability. And I’m so over it.

It’s time to get grounded! I’m ready for the dust to settle.

This five-year period of transience has been worth the price, I must say. It all started because I wanted a different life (be careful what you wish for). Back in 2009, I suggested to my now ex-partner that we shake things up and move to a different state. It didn’t take much convincing (my suggestion was his home state). So off we went to Los Angeles.
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